Central Valley Community Bancorp (CVCY)
Central Valley Community Bancorp operates in the Banks - Regional industry of the Financial Services sector, headquartered in Fresno, CA, US. The stock last traded at $19.89, up 2.26% on the session, giving a market capitalisation of $235.3M. On trailing twelve-month figures it carries a trailing P/E of 11.24, a net margin of 17.4%. Its beta of 0.84 implies it has historically moved less than the broad market.
Central Valley Community Bancorp functions as the parent company for Central Valley Community Bank, delivering a comprehensive array of commercial banking services. The bank primarily serves small and mid-sized businesses, alongside individual clients, within California's Central Valley region. Its deposit offerings encompass various options, including checking accounts (demand, NOW, and non-interest-bearing), savings accounts, money market accounts, and certificates of deposit. The lending portfolio is extensive, featuring commercial and industrial loans, agricultural financing for both crop production and livestock, and a diverse range of real estate loans that cover owner-occupied and investment commercial properties, construction projects, agricultural land, and other real estate types. Additionally, the bank provides home equity loans and lines of credit, as well as installment and other consumer loan products. Beyond core banking, customers can access services such as domestic and international wire transfers, safe deposit boxes, and internet banking, among other standard financial provisions. As of December 31, 2021, the company operated through a network of 20 full-service branches situated in various Central Valley communities, including Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Established in 1979, Central Valley Community Bancorp's headquarters are located in Fresno, California.
Central Valley Community Bancorp is most often compared with the following Financial Services names: