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First Carolina Financial Services (FCBM)

NYSE Financial Services Banks - Regional
$13.20 ▼ -2.22%
Market Cap
$399.2M
Sector
Financial Services
Industry
Banks - Regional
Beta
1.24
52-Wk Range
12.17-13.69
CEO
Ronald A. Day
Country
US
Currency
USD

First Carolina Financial Services operates in the Banks - Regional industry of the Financial Services sector, headquartered in Raleigh, NC, US. The stock last traded at $13.20, down 2.22% on the session, giving a market capitalisation of $399.2M. On trailing twelve-month figures it carries a trailing P/E of 16.30, a net margin of 10.7%. Its beta of 1.24 implies it has historically moved more than the broad market.

Valuation & profitability (TTM)
P/E
16.30
Price / Sales
1.81
Price / Book
0.94
EV / EBITDA
5.66
Gross margin
61.4%
Operating margin
13.6%
Net margin
10.7%
Return on equity
—
Debt / equity
0.07
Current ratio
0.00
Dividend yield
0.0%
Payout ratio
0.0%
Company profile
Exchange
New York Stock Exchange
Employees
263
IPO date
2026-06-18
Headquarters
Raleigh, NC, US
About First Carolina Financial Services

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses. The company offers business services including checking, savings, and money market deposit accounts, certificates of deposit, individual retirement accounts, and CARS; commercial financing, real estate loans, and consumer loans; credit and debit cards; IntraFi Cash, remote deposit capture, treasury management, merchant services, and wealth management services; higher education solutions, attorney advantage accounts, and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; retail banking; and trust and fiduciary services. The company offers personal services that include deposit solutions such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and IRAs; services such as ICS and CARS for deposit management; borrowing options including consumer loans and credit cards; online banking and bill pay services; and debit cards. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina with additional offices in Atlanta, Georgia; Cary, North Carolina; Columbia and Greenville, South Carolina; Raleigh, Reidsville, and Wilmington, North Carolina; and Virginia Beach, Virginia.

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