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Financial Institutions, Inc. (FISI)

NASDAQ Financial Services Banks - Regional
$40.58 ▼ -0.27%
Market Cap
$799.7M
Sector
Financial Services
Industry
Banks - Regional
Beta
0.64
52-Wk Range
28-42.97
CEO
Martin K. Birmingham
Country
US
Currency
USD

Financial Institutions, Inc. operates in the Banks - Regional industry of the Financial Services sector, headquartered in Warsaw, NY, US. The stock last traded at $40.58, down 0.27% on the session, giving a market capitalisation of $799.7M. On trailing twelve-month figures it carries a trailing P/E of 9.92, a net margin of 26.2%. Its beta of 0.64 implies it has historically moved less than the broad market.

Valuation & profitability (TTM)
P/E
9.92
Price / Sales
2.53
Price / Book
1.24
EV / EBITDA
18.10
Gross margin
57.9%
Operating margin
15.6%
Net margin
26.2%
Return on equity
—
Debt / equity
0.45
Current ratio
0.47
Dividend yield
3.1%
Payout ratio
32.0%
Company profile
Exchange
NASDAQ
Employees
631
IPO date
1999-06-25
Headquarters
Warsaw, NY, US
About Financial Institutions, Inc.

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

Comparable companies

Financial Institutions, Inc. is most often compared with the following Financial Services names:

ACNBAROWFMNBFNLCFNWDLCNBMSBIPFISTMPWASH
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