Guaranty Bancshares, Inc. (GNTY)
Guaranty Bancshares, Inc. operates in the Banks - Regional industry of the Financial Services sector, headquartered in Addison, TX, US. The stock last traded at $48.75, down 0.87% on the session, giving a market capitalisation of $553.2M. On trailing twelve-month figures it carries a trailing P/E of 29.73, a net margin of 20.4%. Its beta of 0.46 implies it has historically moved less than the broad market.
Guaranty Bancshares, Inc. functions as the parent holding company for Guaranty Bank & Trust, N.A. Through this subsidiary, it delivers a comprehensive suite of commercial and retail banking products and services designed for small and medium-sized enterprises, professionals, and individual clients. Its financial offerings encompass various deposit accounts, including checking, savings, money market, business accounts, and certificates of deposit. The bank also extends a wide range of loan products, such as commercial and industrial, construction and development, residential (both single-family and multi-family), commercial real estate, agricultural, and consumer loans. Beyond core banking, the company provides specialized services like trustee, custodial, escrow, investment management, and retirement planning. It supports client convenience with ATMs, night depositories, direct deposits, cashier's checks, debit cards, and letters of credit, alongside digital banking options via online, mobile, and telephone platforms. Additionally, it offers robust treasury management solutions for businesses, featuring wire transfers, positive pay, remote deposit capture, and automated clearinghouse (ACH) services. As of December 31, 2021, Guaranty Bancshares operated 32 full-service banking centers strategically located across East Texas, Central Texas, and the significant metropolitan areas of Dallas/Fort Worth and Houston. The company was established in 1913 and maintains its headquarters in Addison, Texas.
Guaranty Bancshares, Inc. is most often compared with the following Financial Services names: