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Harford Bank (HFBK)

OTC Financial Services Banks - Regional
$45.31 ▲ +0.14%
Market Cap
$56.0M
Sector
Financial Services
Industry
Banks - Regional
Beta
-0.18
52-Wk Range
33.53-47.12
CEO
Michael F. Allen
Country
US
Currency
USD

Harford Bank operates in the Banks - Regional industry of the Financial Services sector, headquartered in Aberdeen, MD, US. The stock last traded at $45.31, up 0.14% on the session, giving a market capitalisation of $56.0M. On trailing twelve-month figures it carries a trailing P/E of 9.27, a net margin of 18.9%. Its beta of -0.18 implies it has historically moved less than the broad market.

Valuation & profitability (TTM)
P/E
9.27
Price / Sales
1.44
Price / Book
0.94
EV / EBITDA
0.44
Gross margin
68.4%
Operating margin
24.6%
Net margin
18.9%
Return on equity
Debt / equity
0.02
Current ratio
226.83
Dividend yield
2.2%
Payout ratio
19.8%
Company profile
Exchange
Other OTC
Employees
96
IPO date
1999-10-28
Headquarters
Aberdeen, MD, US
About Harford Bank

Harford Bank delivers a full spectrum of commercial and retail banking services designed for individuals, businesses, and governmental organizations. Its deposit options include checking, savings, and money market accounts, alongside certificates of deposit (CDs) and individual retirement accounts (IRAs). The bank provides diverse commercial loan products, encompassing secured and unsecured financing for working capital, business expansion, and equipment purchases, as well as real estate-backed commercial mortgages, construction loans, and property acquisition loans. For consumers, it offers secured and unsecured loans for automobiles, boats, mobile homes, educational expenses, debt consolidation, and home improvements. Beyond these core offerings, Harford Bank provides numerous supplementary services such as mobile banking, ATMs, online banking with bill payment, cash management, commercial remote deposit capture, safe deposit boxes, direct deposit for payroll and social security, ACH origination, and various debit, gift, and credit cards. The bank operates ten branch locations: eight in Harford County, Maryland, and two in Cecil County, Maryland. Founded in 1964 and based in Aberdeen, Maryland, the institution was originally known as Harford National Bank before adopting its current name in July 2001.

Comparable companies

Harford Bank is most often compared with the following Financial Services names:

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