Regional Management Corp. (RM)
Regional Management Corp. operates in the Financial - Credit Services industry of the Financial Services sector, headquartered in Greer, SC, US. The stock last traded at $30.82, up 1.38% on the session, giving a market capitalisation of $283.8M. On trailing twelve-month figures it carries a trailing P/E of 6.19, a net margin of 7.0%. Its beta of 0.99 implies it has historically moved less than the broad market.
Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.
Regional Management Corp. is most often compared with the following Financial Services names: