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United Bancorporation of Alabama, Inc. (UBAB)

OTC Financial Services Banks - Regional
$64.55 ▼ -0.77%
Market Cap
$197.2M
Sector
Financial Services
Industry
Banks - Regional
Beta
0.45
52-Wk Range
49.01-66
CEO
Michael R. Vincent
Country
US
Currency
USD

United Bancorporation of Alabama, Inc. operates in the Banks - Regional industry of the Financial Services sector, headquartered in Atmore, AL, US. The stock last traded at $64.55, down 0.77% on the session, giving a market capitalisation of $197.2M. On trailing twelve-month figures it carries a trailing P/E of 10.50, a net margin of 23.5%. Its beta of 0.45 implies it has historically moved less than the broad market.

Valuation & profitability (TTM)
P/E
10.50
Price / Sales
2.14
Price / Book
0.71
EV / EBITDA
4.50
Gross margin
80.0%
Operating margin
29.1%
Net margin
23.5%
Return on equity
—
Debt / equity
0.11
Current ratio
0.36
Dividend yield
2.2%
Payout ratio
0.0%
Company profile
Exchange
Other OTC
Employees
177
IPO date
2007-05-01
Headquarters
Atmore, AL, US
About United Bancorporation of Alabama, Inc.

United Bancorporation of Alabama, Inc. operates as the parent entity for United Bank, delivering a full spectrum of commercial banking solutions. The company provides a diverse range of deposit products, including checking, savings, certificates of deposit, and individual retirement accounts. For businesses, it offers specialized programs, comprehensive business solutions, merchant services, and efficient cash management tools. Its lending portfolio encompasses personal loans, various business loans, lines of credit, and equipment financing. Additionally, the firm supports the agricultural community with real estate and agribusiness loans, alongside working lines of credit and overdraft services. Clients can also access conveniences such as debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further offerings include check cashing, check reordering, remote and mobile deposit options, secure personal storage compartments, web payment functionalities, and a suite of insurance, investment, and brokerage products, all complemented by robust online and mobile banking platforms. Founded in 1904, United Bancorporation of Alabama, Inc. is headquartered in Atmore, Alabama.

Comparable companies

United Bancorporation of Alabama, Inc. is most often compared with the following Financial Services names:

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