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United Security Bancshares (UBFO)

NASDAQ Financial Services Banks - Regional
$10.51 ▲ +0.00%
Market Cap
$185.0M
Sector
Financial Services
Industry
Banks - Regional
Beta
0.29
52-Wk Range
7.32-11.52
CEO
Dennis R. Woods
Country
US
Currency
USD

United Security Bancshares operates in the Banks - Regional industry of the Financial Services sector, headquartered in Fresno, CA, US. The stock last traded at $10.51, up 0.00% on the session, giving a market capitalisation of $185.0M. On trailing twelve-month figures it carries a trailing P/E of 14.60, a net margin of 19.1%. Its beta of 0.29 implies it has historically moved less than the broad market.

Valuation & profitability (TTM)
P/E
14.60
Price / Sales
2.88
Price / Book
1.30
EV / EBITDA
4.00
Gross margin
75.1%
Operating margin
26.0%
Net margin
19.1%
Return on equity
Debt / equity
0.09
Current ratio
0.64
Dividend yield
2.3%
Payout ratio
68.2%
Company profile
Exchange
NASDAQ Global Select
Employees
114
IPO date
1999-03-03
Headquarters
Fresno, CA, US
About United Security Bancshares

Serving as the parent entity for United Security Bank, United Security Bancshares oversees a state-chartered financial institution that delivers diverse commercial banking solutions. Its client base includes businesses, professionals, and individual consumers throughout California. Customers can access a comprehensive suite of deposit options, such as personal and business checking, savings, interest-bearing NOW accounts, money market accounts, and time deposits (CDs). The bank extends credit through a diverse portfolio of loan products, encompassing real estate mortgages, commercial and industrial financing, construction loans, consumer loans, agricultural funding, installment plans, and student aid. Beyond core banking, it facilitates a range of auxiliary services including online and mobile banking, secure safe deposit boxes, swift wire transfers, automated payroll direct deposits, cashier's checks, robust cash management, traveler's checks, money orders, international drafts, and convenient access via interactive teller machines (ITMs) and ATMs. Its physical network, as of January 26, 2022, consisted of 12 full-service branches strategically located in Californian communities such as Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft. Established in 1987, the institution maintains its corporate headquarters in Fresno, California.

Comparable companies

United Security Bancshares is most often compared with the following Financial Services names:

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