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U & I Financial Corp. (UNIF)

OTC Financial Services Banks - Regional
$4.40 ▲ +0.00%
Market Cap
$24.1M
Sector
Financial Services
Industry
Banks - Regional
Beta
0.19
52-Wk Range
3.24-4.6
CEO
Stephanie Yoon
Country
US
Currency
USD

U & I Financial Corp. operates in the Banks - Regional industry of the Financial Services sector, headquartered in Lynnwood, WA, US. The stock last traded at $4.40, up 0.00% on the session, giving a market capitalisation of $24.1M. On trailing twelve-month figures it carries a trailing P/E of -16.85, a net margin of -6.2%. Its beta of 0.19 implies it has historically moved less than the broad market.

Valuation & profitability (TTM)
P/E
-16.85
Price / Sales
1.05
Price / Book
0.85
EV / EBITDA
-14.69
Gross margin
66.7%
Operating margin
-3.7%
Net margin
-6.2%
Return on equity
Debt / equity
1.41
Current ratio
0.00
Dividend yield
0.0%
Payout ratio
0.0%
Company profile
Exchange
Other OTC
Employees
50
IPO date
2016-02-19
Headquarters
Lynnwood, WA, US
About U & I Financial Corp.

U & I Financial Corp. functions as the parent organization for UniBank, a financial institution that delivers a broad spectrum of banking solutions and services. The bank primarily serves small to medium-sized businesses, self-employed professionals, and individual customers, with a significant focus on supporting Korean and other ethnic minority communities across the United States. Its deposit offerings include checking, savings, and money market accounts, as well as various certificates of deposit and installment savings plans. For lending, UniBank provides a diverse array of commercial financing options, such as term loans for commercial real estate, construction funding, general business term loans, equipment financing, business lines of credit, expedited business loans, and professional lines of credit. It also specializes in Small Business Administration (SBA) guaranteed loans. Furthermore, the company offers credit card services and convenient online and mobile banking platforms. Established in 2006, U & I Financial Corp. maintains branch locations in Tacoma, Bellevue, and Federal Way, all within Washington state, and operates a loan production office in Atlanta, Georgia. Its corporate headquarters are located in Lynnwood, Washington.

Comparable companies

U & I Financial Corp. is most often compared with the following Financial Services names:

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